Call reports 2005
OLD GLORY BANK — 2005
What OLD GLORY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 7,464,000 | 7,494,000 | 7,445,000 | 7,670,000 |
| Total loans | 2,221,000 | 2,022,000 | 1,820,000 | 1,875,000 |
| Allowance for loan losses | 48,000 | 48,000 | 49,000 | 49,000 |
| Securities available for sale | 4,587,000 | 4,603,000 | 4,587,000 | 4,703,000 |
| Securities held to maturity | 15,000 | 10,000 | 10,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,865,000 | 6,884,000 | 6,840,000 | 7,085,000 |
| Interest-bearing deposits | 3,508,000 | 3,136,000 | 3,158,000 | 3,217,000 |
| Noninterest-bearing deposits | 3,357,000 | 3,748,000 | 3,682,000 | 3,868,000 |
| Equity capital | 594,000 | 603,000 | 599,000 | 578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 88,000 | 164,000 | 242,000 | 326,000 |
| Interest expense | 7,000 | 15,000 | 22,000 | 32,000 |
| Net interest income | 81,000 | 149,000 | 220,000 | 294,000 |
| Noninterest income | 23,000 | 47,000 | 69,000 | 91,000 |
| Noninterest expense | 98,000 | 192,000 | 283,000 | 388,000 |
| Provision for loan losses | -32,000 | -32,000 | -32,000 | -32,000 |
| Pretax income | 38,000 | 36,000 | 38,000 | 29,000 |
| Income tax | -4,000 | -4,000 | -4,000 | -4,000 |
| Net income | 42,000 | 40,000 | 42,000 | 33,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 634,000 | 630,000 | 633,000 | 623,000 |
| Total capital | 675,000 | 668,000 | 670,000 | 663,000 |
| Risk-weighted assets | 3,242,000 | 3,050,000 | 2,914,000 | 3,202,000 |