Call reports 2003
OLD GLORY BANK — 2003
What OLD GLORY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 6,997,000 | 6,969,000 | 7,056,000 | 6,789,000 |
| Total loans | 2,339,000 | 2,236,000 | 2,313,000 | 2,436,000 |
| Allowance for loan losses | 44,000 | 45,000 | 45,000 | 46,000 |
| Securities available for sale | 2,449,000 | 3,285,000 | 3,030,000 | 2,948,000 |
| Securities held to maturity | 1,136,000 | 980,000 | 780,000 | 780,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,348,000 | 6,264,000 | 6,291,000 | 6,111,000 |
| Interest-bearing deposits | 3,323,000 | 3,212,000 | 3,155,000 | 3,110,000 |
| Noninterest-bearing deposits | 3,025,000 | 3,052,000 | 3,136,000 | 3,001,000 |
| Equity capital | 616,000 | 653,000 | 635,000 | 646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 86,000 | 171,000 | 258,000 | 342,000 |
| Interest expense | 13,000 | 24,000 | 34,000 | 42,000 |
| Net interest income | 73,000 | 147,000 | 224,000 | 300,000 |
| Noninterest income | 20,000 | 47,000 | 76,000 | 106,000 |
| Noninterest expense | 90,000 | 181,000 | 275,000 | 370,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,000 | 13,000 | 25,000 | 36,000 |
| Income tax | 0 | 0 | 0 | 3,000 |
| Net income | 3,000 | 13,000 | 25,000 | 33,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 612,000 | 622,000 | 634,000 | 642,000 |
| Total capital | 652,000 | 661,000 | 674,000 | 682,000 |
| Risk-weighted assets | 3,188,000 | 3,128,000 | 3,212,000 | 3,211,000 |