Call reports 2002
OLD GLORY BANK — 2002
What OLD GLORY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 6,893,000 | 6,763,000 | 6,691,000 | 6,922,000 |
| Total loans | 2,750,000 | 2,773,000 | 2,635,000 | 2,491,000 |
| Allowance for loan losses | 41,000 | 43,000 | 43,000 | 49,000 |
| Securities available for sale | 268,000 | 370,000 | 1,063,000 | 1,811,000 |
| Securities held to maturity | 2,582,000 | 2,831,000 | 2,211,000 | 1,786,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,240,000 | 6,092,000 | 6,004,000 | 6,248,000 |
| Interest-bearing deposits | 2,904,000 | 3,157,000 | 3,245,000 | 2,833,000 |
| Noninterest-bearing deposits | 3,336,000 | 2,935,000 | 2,759,000 | 3,415,000 |
| Equity capital | 618,000 | 638,000 | 653,000 | 639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 104,000 | 207,000 | 304,000 | 395,000 |
| Interest expense | 16,000 | 31,000 | 46,000 | 59,000 |
| Net interest income | 88,000 | 176,000 | 258,000 | 336,000 |
| Noninterest income | 23,000 | 46,000 | 68,000 | 91,000 |
| Noninterest expense | 88,000 | 180,000 | 273,000 | 377,000 |
| Provision for loan losses | 4,000 | 4,000 | 4,000 | 10,000 |
| Pretax income | 19,000 | 38,000 | 49,000 | 40,000 |
| Income tax | 0 | 0 | 0 | 5,000 |
| Net income | 19,000 | 38,000 | 49,000 | 35,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 613,000 | 632,000 | 643,000 | 629,000 |
| Total capital | 650,000 | 674,000 | 685,000 | 670,000 |
| Risk-weighted assets | 3,392,000 | 3,362,000 | 3,339,000 | 3,298,000 |