Call reports 2012
SECURITY STATE BANK OF MARINE — 2012
What SECURITY STATE BANK OF MARINE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 110,172,000 | 109,315,000 | 110,488,000 | 114,062,000 |
| Total loans | 73,556,000 | 73,689,000 | 73,740,000 | 74,391,000 |
| Allowance for loan losses | 1,148,000 | 1,121,000 | 1,052,000 | 1,143,000 |
| Securities available for sale | 8,104,000 | 8,120,000 | 7,845,000 | 8,545,000 |
| Securities held to maturity | 990,000 | 990,000 | 950,000 | 902,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,943,000 | 97,730,000 | 98,514,000 | 102,844,000 |
| Interest-bearing deposits | 81,975,000 | 79,717,000 | 80,977,000 | 82,071,000 |
| Noninterest-bearing deposits | 16,968,000 | 18,014,000 | 17,537,000 | 20,773,000 |
| Equity capital | 10,838,000 | 11,070,000 | 11,286,000 | 11,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,226,000 | 2,428,000 | 3,591,000 | 4,759,000 |
| Interest expense | 208,000 | 394,000 | 563,000 | 730,000 |
| Net interest income | 1,018,000 | 2,034,000 | 3,028,000 | 4,029,000 |
| Noninterest income | 209,000 | 376,000 | 554,000 | 545,000 |
| Noninterest expense | 775,000 | 1,522,000 | 2,253,000 | 3,004,000 |
| Provision for loan losses | 180,000 | 270,000 | 360,000 | 450,000 |
| Pretax income | 272,000 | 618,000 | 969,000 | 1,120,000 |
| Income tax | 117,000 | 263,000 | 405,000 | 442,000 |
| Net income | 155,000 | 355,000 | 564,000 | 678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,826,000 | 11,033,000 | 11,241,000 | 11,056,000 |
| Total capital | 11,640,000 | 11,848,000 | 12,052,000 | 11,874,000 |
| Risk-weighted assets | 64,784,000 | 64,899,000 | 64,634,000 | 65,114,000 |