Call reports 2002
ADVANTAGE BANK — 2002
What ADVANTAGE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 80,023,000 | 87,704,000 | 99,179,000 | 101,482,000 |
| Total loans | 61,143,000 | 64,630,000 | 66,968,000 | 76,022,000 |
| Allowance for loan losses | 621,000 | 647,000 | 670,000 | 761,000 |
| Securities available for sale | 499,000 | 508,000 | 518,000 | 3,530,000 |
| Securities held to maturity | 7,580,000 | 6,574,000 | 7,087,000 | 4,580,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,616,000 | 77,182,000 | 88,536,000 | 90,810,000 |
| Interest-bearing deposits | 50,199,000 | 56,517,000 | 66,472,000 | 69,221,000 |
| Noninterest-bearing deposits | 19,418,000 | 20,665,000 | 22,064,000 | 21,589,000 |
| Equity capital | 10,204,000 | 10,223,000 | 10,243,000 | 10,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,215,000 | 2,449,000 | 3,770,000 | 5,166,000 |
| Interest expense | 380,000 | 749,000 | 1,124,000 | 1,491,000 |
| Net interest income | 835,000 | 1,700,000 | 2,646,000 | 3,675,000 |
| Noninterest income | 86,000 | 207,000 | 284,000 | 408,000 |
| Noninterest expense | 849,000 | 1,785,000 | 2,760,000 | 3,680,000 |
| Provision for loan losses | 11,000 | 37,000 | 60,000 | 151,000 |
| Pretax income | 61,000 | 85,000 | 110,000 | 252,000 |
| Income tax | 23,000 | 34,000 | 44,000 | 25,000 |
| Net income | 38,000 | 51,000 | 66,000 | 227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,204,000 | 10,218,000 | 10,232,000 | 10,393,000 |
| Total capital | 10,825,000 | 10,865,000 | 10,902,000 | 11,154,000 |
| Risk-weighted assets | 68,229,000 | 72,249,000 | 76,155,000 | 82,488,000 |