Call reports 2001
ADVANTAGE BANK — 2001
What ADVANTAGE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 68,856,000 | 75,358,000 | 79,568,000 | 76,406,000 |
| Total loans | 41,357,000 | 49,171,000 | 54,856,000 | 61,086,000 |
| Allowance for loan losses | 414,000 | 492,000 | 549,000 | 610,000 |
| Securities available for sale | 0 | 0 | 0 | 503,000 |
| Securities held to maturity | 4,316,000 | 11,881,000 | 13,157,000 | 7,587,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,833,000 | 65,134,000 | 69,247,000 | 65,992,000 |
| Interest-bearing deposits | 46,547,000 | 51,462,000 | 53,586,000 | 47,338,000 |
| Noninterest-bearing deposits | 14,286,000 | 13,672,000 | 15,661,000 | 18,653,000 |
| Equity capital | 7,812,000 | 10,000,000 | 10,075,000 | 10,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,201,000 | 2,432,000 | 3,746,000 | 5,019,000 |
| Interest expense | 520,000 | 1,038,000 | 1,557,000 | 1,995,000 |
| Net interest income | 681,000 | 1,394,000 | 2,189,000 | 3,024,000 |
| Noninterest income | 64,000 | 110,000 | 180,000 | 256,000 |
| Noninterest expense | 691,000 | 1,421,000 | 2,149,000 | 2,907,000 |
| Provision for loan losses | 41,000 | 115,000 | 167,000 | 228,000 |
| Pretax income | 13,000 | -32,000 | 53,000 | 145,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 13,000 | -32,000 | 53,000 | 145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,812,000 | 10,000,000 | 10,075,000 | 10,167,000 |
| Total capital | 8,226,000 | 10,492,000 | 10,624,000 | 10,777,000 |
| Risk-weighted assets | 47,622,000 | 55,027,000 | 60,048,000 | 66,503,000 |