Call reports 2025
HAMLER STATE BANK, THE — 2025
What HAMLER STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 116,635,000 | 118,013,000 | 119,879,000 | 121,183,000 |
| Total loans | 78,288,000 | 82,187,000 | 81,448,000 | 83,823,000 |
| Allowance for loan losses | 958,000 | 1,266,000 | 671,000 | 916,000 |
| Securities available for sale | 11,272,000 | 12,500,000 | 13,874,000 | 14,966,000 |
| Securities held to maturity | 5,050,000 | 4,149,000 | 4,147,000 | 3,876,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,095,000 | 101,390,000 | 102,643,000 | 103,377,000 |
| Interest-bearing deposits | 88,869,000 | 90,872,000 | 90,928,000 | 91,646,000 |
| Noninterest-bearing deposits | 11,226,000 | 10,518,000 | 11,715,000 | 11,731,000 |
| Equity capital | 15,540,000 | 15,854,000 | 16,495,000 | 16,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,336,000 | 2,728,000 | 4,173,000 | 5,662,000 |
| Interest expense | 642,000 | 1,273,000 | 1,900,000 | 2,522,000 |
| Net interest income | 694,000 | 1,455,000 | 2,273,000 | 3,140,000 |
| Noninterest income | 33,000 | 68,000 | 101,000 | 143,000 |
| Noninterest expense | 543,000 | 900,000 | 1,236,000 | 1,626,000 |
| Provision for loan losses | 25,000 | 314,000 | 324,000 | 575,000 |
| Pretax income | 159,000 | 309,000 | 814,000 | 1,082,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 159,000 | 309,000 | 814,000 | 1,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,043,000 | 17,193,000 | 17,698,000 | 17,966,000 |