Call reports 2016
HAMLER STATE BANK, THE — 2016
What HAMLER STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 73,749,000 | 75,174,000 | 76,568,000 | 76,659,000 |
| Total loans | 42,719,000 | 42,570,000 | 44,753,000 | 45,814,000 |
| Allowance for loan losses | 382,000 | 392,000 | 412,000 | 435,000 |
| Securities available for sale | 18,185,000 | 20,049,000 | 19,168,000 | 20,198,000 |
| Securities held to maturity | 7,329,000 | 7,522,000 | 7,507,000 | 6,883,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,906,000 | 62,029,000 | 63,194,000 | 63,582,000 |
| Interest-bearing deposits | 55,311,000 | 55,847,000 | 56,774,000 | 56,382,000 |
| Noninterest-bearing deposits | 5,595,000 | 6,182,000 | 6,420,000 | 7,200,000 |
| Equity capital | 11,813,000 | 12,171,000 | 12,419,000 | 12,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 647,000 | 1,297,000 | 1,963,000 | 2,638,000 |
| Interest expense | 106,000 | 210,000 | 319,000 | 429,000 |
| Net interest income | 541,000 | 1,087,000 | 1,644,000 | 2,209,000 |
| Noninterest income | 19,000 | 49,000 | 71,000 | 94,000 |
| Noninterest expense | 378,000 | 701,000 | 968,000 | 1,307,000 |
| Provision for loan losses | 10,000 | 10,000 | 20,000 | 30,000 |
| Pretax income | 172,000 | 425,000 | 727,000 | 966,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 172,000 | 425,000 | 727,000 | 966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,587,000 | 11,840,000 | 12,142,000 | 12,382,000 |
| Total capital | 11,969,000 | 12,232,000 | 12,554,000 | 12,817,000 |
| Risk-weighted assets | 45,643,000 | 46,891,000 | 48,230,000 | 49,118,000 |