Call reports 2015
HAMLER STATE BANK, THE — 2015
What HAMLER STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 74,922,000 | 73,735,000 | 73,645,000 | 73,531,000 |
| Total loans | 40,850,000 | 42,174,000 | 41,987,000 | 43,880,000 |
| Allowance for loan losses | 321,000 | 332,000 | 345,000 | 362,000 |
| Securities available for sale | 22,456,000 | 20,672,000 | 19,321,000 | 18,967,000 |
| Securities held to maturity | 6,976,000 | 7,204,000 | 7,190,000 | 7,343,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,362,000 | 61,254,000 | 60,673,000 | 60,487,000 |
| Interest-bearing deposits | 56,729,000 | 55,641,000 | 55,555,000 | 54,173,000 |
| Noninterest-bearing deposits | 5,633,000 | 5,613,000 | 5,118,000 | 6,314,000 |
| Equity capital | 11,389,000 | 11,370,000 | 11,880,000 | 11,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 641,000 | 1,282,000 | 1,932,000 | 2,587,000 |
| Interest expense | 100,000 | 207,000 | 315,000 | 423,000 |
| Net interest income | 541,000 | 1,075,000 | 1,617,000 | 2,164,000 |
| Noninterest income | 18,000 | 37,000 | 58,000 | 82,000 |
| Noninterest expense | 364,000 | 693,000 | 946,000 | 1,304,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 195,000 | 419,000 | 738,000 | 941,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 195,000 | 419,000 | 738,000 | 941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,150,000 | 11,374,000 | 11,693,000 | 11,896,000 |
| Total capital | 11,471,000 | 11,706,000 | 12,038,000 | 12,258,000 |
| Risk-weighted assets | 43,923,000 | 44,953,000 | 44,647,000 | 45,933,000 |