Call reports 2014
HAMLER STATE BANK, THE — 2014
What HAMLER STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 75,712,000 | 75,032,000 | 73,841,000 | 74,532,000 |
| Total loans | 37,155,000 | 39,093,000 | 39,026,000 | 40,781,000 |
| Allowance for loan losses | 265,000 | 272,000 | 285,000 | 292,000 |
| Securities available for sale | 24,370,000 | 26,437,000 | 24,604,000 | 23,256,000 |
| Securities held to maturity | 6,533,000 | 6,262,000 | 6,251,000 | 6,790,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,533,000 | 63,776,000 | 61,694,000 | 61,983,000 |
| Interest-bearing deposits | 58,435,000 | 57,631,000 | 55,930,000 | 55,939,000 |
| Noninterest-bearing deposits | 7,098,000 | 6,145,000 | 5,764,000 | 6,044,000 |
| Equity capital | 10,042,000 | 10,609,000 | 10,922,000 | 11,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 604,000 | 1,224,000 | 1,855,000 | 2,488,000 |
| Interest expense | 97,000 | 197,000 | 299,000 | 401,000 |
| Net interest income | 507,000 | 1,027,000 | 1,556,000 | 2,087,000 |
| Noninterest income | 18,000 | 37,000 | 66,000 | 87,000 |
| Noninterest expense | 355,000 | 624,000 | 858,000 | 1,187,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 176,000 | 447,000 | 762,000 | 985,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 176,000 | 447,000 | 762,000 | 985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,608,000 | 10,879,000 | 11,194,000 | 11,417,000 |
| Total capital | 10,873,000 | 11,151,000 | 11,479,000 | 11,709,000 |
| Risk-weighted assets | 40,206,000 | 41,706,000 | 41,647,000 | 43,534,000 |