Call reports 2013
HAMLER STATE BANK, THE — 2013
What HAMLER STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 73,560,000 | 72,787,000 | 73,151,000 | 73,666,000 |
| Total loans | 36,179,000 | 36,839,000 | 37,407,000 | 37,987,000 |
| Allowance for loan losses | 228,000 | 222,000 | 241,000 | 260,000 |
| Securities available for sale | 21,612,000 | 23,291,000 | 23,729,000 | 23,593,000 |
| Securities held to maturity | 6,492,000 | 6,712,000 | 6,882,000 | 6,741,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,772,000 | 62,648,000 | 62,882,000 | 63,550,000 |
| Interest-bearing deposits | 56,783,000 | 56,554,000 | 56,574,000 | 56,401,000 |
| Noninterest-bearing deposits | 5,989,000 | 6,094,000 | 6,308,000 | 7,149,000 |
| Equity capital | 10,623,000 | 9,978,000 | 10,123,000 | 9,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 573,000 | 1,154,000 | 1,750,000 | 2,364,000 |
| Interest expense | 112,000 | 218,000 | 319,000 | 418,000 |
| Net interest income | 461,000 | 936,000 | 1,431,000 | 1,946,000 |
| Noninterest income | 26,000 | 46,000 | 68,000 | 89,000 |
| Noninterest expense | 316,000 | 572,000 | 846,000 | 1,240,000 |
| Provision for loan losses | 10,000 | 10,000 | 25,000 | 40,000 |
| Pretax income | 161,000 | 400,000 | 628,000 | 755,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 161,000 | 400,000 | 628,000 | 755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,301,000 | 10,539,000 | 10,767,000 | 10,894,000 |
| Total capital | 10,529,000 | 10,761,000 | 11,008,000 | 11,154,000 |
| Risk-weighted assets | 38,139,000 | 39,162,000 | 40,208,000 | 40,867,000 |