Call reports 2009
HAMLER STATE BANK, THE — 2009
What HAMLER STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 58,948,000 | 59,963,000 | 59,742,000 | 57,650,000 |
| Total loans | 31,228,000 | 31,569,000 | 32,107,000 | 32,367,000 |
| Allowance for loan losses | 322,000 | 123,000 | 124,000 | 137,000 |
| Securities available for sale | 9,444,000 | 9,165,000 | 9,084,000 | 10,047,000 |
| Securities held to maturity | 13,087,000 | 13,574,000 | 13,937,000 | 12,238,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,534,000 | 50,462,000 | 49,844,000 | 47,801,000 |
| Interest-bearing deposits | 46,248,000 | 47,085,000 | 46,343,000 | 43,533,000 |
| Noninterest-bearing deposits | 3,286,000 | 3,377,000 | 3,501,000 | 4,268,000 |
| Equity capital | 9,107,000 | 9,133,000 | 9,484,000 | 9,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 697,000 | 1,348,000 | 2,034,000 | 2,718,000 |
| Interest expense | 252,000 | 495,000 | 728,000 | 935,000 |
| Net interest income | 445,000 | 853,000 | 1,306,000 | 1,783,000 |
| Noninterest income | 19,000 | 41,000 | 62,000 | 86,000 |
| Noninterest expense | 344,000 | 648,000 | 892,000 | 1,162,000 |
| Provision for loan losses | 115,000 | 115,000 | 115,000 | 200,000 |
| Pretax income | 5,000 | 131,000 | 361,000 | 507,000 |
| Income tax | 37,000 | 37,000 | 37,000 | 37,000 |
| Net income | -32,000 | 94,000 | 324,000 | 470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,048,000 | 9,173,000 | 9,404,000 | 9,549,000 |
| Total capital | 9,370,000 | 9,296,000 | 9,528,000 | 9,686,000 |
| Risk-weighted assets | 31,655,000 | 31,593,000 | 32,129,000 | 32,487,000 |