Call reports 2007
HAMLER STATE BANK, THE — 2007
What HAMLER STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 52,181,000 | 52,914,000 | 55,369,000 | 57,461,000 |
| Total loans | 30,779,000 | 30,253,000 | 30,001,000 | 31,312,000 |
| Allowance for loan losses | 240,000 | 233,000 | 232,000 | 230,000 |
| Securities available for sale | 1,877,000 | 2,551,000 | 3,239,000 | 4,369,000 |
| Securities held to maturity | 15,486,000 | 16,505,000 | 16,351,000 | 15,389,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,899,000 | 43,443,000 | 45,569,000 | 47,931,000 |
| Interest-bearing deposits | 40,245,000 | 41,209,000 | 42,205,000 | 43,539,000 |
| Noninterest-bearing deposits | 2,654,000 | 2,234,000 | 3,364,000 | 4,392,000 |
| Equity capital | 8,851,000 | 8,998,000 | 9,212,000 | 8,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 716,000 | 1,462,000 | 2,235,000 | 3,048,000 |
| Interest expense | 311,000 | 647,000 | 1,000,000 | 1,369,000 |
| Net interest income | 405,000 | 815,000 | 1,235,000 | 1,679,000 |
| Noninterest income | 15,000 | 33,000 | 51,000 | 71,000 |
| Noninterest expense | 297,000 | 541,000 | 740,000 | 1,002,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 123,000 | 307,000 | 546,000 | 748,000 |
| Income tax | 23,000 | 42,000 | 92,000 | 131,000 |
| Net income | 100,000 | 265,000 | 454,000 | 617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,867,000 | 9,032,000 | 9,221,000 | 8,991,000 |
| Total capital | 9,107,000 | 9,265,000 | 9,453,000 | 9,221,000 |
| Risk-weighted assets | 29,908,000 | 30,178,000 | 30,782,000 | 31,854,000 |