Call reports 2006
HAMLER STATE BANK, THE — 2006
What HAMLER STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 50,240,000 | 50,318,000 | 50,881,000 | 51,184,000 |
| Total loans | 30,477,000 | 31,286,000 | 31,473,000 | 31,370,000 |
| Allowance for loan losses | 251,000 | 248,000 | 240,000 | 240,000 |
| Securities available for sale | 1,557,000 | 1,336,000 | 1,370,000 | 1,868,000 |
| Securities held to maturity | 16,430,000 | 16,425,000 | 16,424,000 | 15,491,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,367,000 | 40,738,000 | 40,256,000 | 42,073,000 |
| Interest-bearing deposits | 39,087,000 | 38,734,000 | 37,874,000 | 38,965,000 |
| Noninterest-bearing deposits | 2,280,000 | 2,004,000 | 2,382,000 | 3,108,000 |
| Equity capital | 8,616,000 | 8,791,000 | 8,999,000 | 8,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 644,000 | 1,315,000 | 2,012,000 | 2,736,000 |
| Interest expense | 220,000 | 464,000 | 736,000 | 1,041,000 |
| Net interest income | 424,000 | 851,000 | 1,276,000 | 1,695,000 |
| Noninterest income | 15,000 | 33,000 | 51,000 | 70,000 |
| Noninterest expense | 294,000 | 525,000 | 737,000 | 994,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 145,000 | 359,000 | 590,000 | 771,000 |
| Income tax | 27,000 | 53,000 | 98,000 | 137,000 |
| Net income | 118,000 | 306,000 | 492,000 | 634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,644,000 | 8,833,000 | 9,019,000 | 8,767,000 |
| Total capital | 8,895,000 | 9,081,000 | 9,259,000 | 9,007,000 |
| Risk-weighted assets | 29,766,000 | 30,130,000 | 30,022,000 | 30,109,000 |