Call reports 2005
HAMLER STATE BANK, THE — 2005
What HAMLER STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 51,275,000 | 51,276,000 | 51,562,000 | 52,294,000 |
| Total loans | 30,060,000 | 31,381,000 | 31,345,000 | 31,143,000 |
| Allowance for loan losses | 197,000 | 253,000 | 253,000 | 249,000 |
| Securities available for sale | 1,167,000 | 1,191,000 | 1,178,000 | 1,568,000 |
| Securities held to maturity | 17,350,000 | 17,440,000 | 17,435,000 | 16,434,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,683,000 | 41,268,000 | 41,292,000 | 43,542,000 |
| Interest-bearing deposits | 39,949,000 | 38,911,000 | 38,528,000 | 40,168,000 |
| Noninterest-bearing deposits | 2,734,000 | 2,357,000 | 2,764,000 | 3,374,000 |
| Equity capital | 8,396,000 | 8,596,000 | 8,795,000 | 8,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 624,000 | 1,252,000 | 1,899,000 | 2,551,000 |
| Interest expense | 179,000 | 368,000 | 577,000 | 796,000 |
| Net interest income | 445,000 | 884,000 | 1,322,000 | 1,755,000 |
| Noninterest income | 20,000 | 38,000 | 56,000 | 76,000 |
| Noninterest expense | 269,000 | 502,000 | 701,000 | 1,024,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 196,000 | 420,000 | 677,000 | 807,000 |
| Income tax | 30,000 | 70,000 | 119,000 | 138,000 |
| Net income | 166,000 | 350,000 | 558,000 | 669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,418,000 | 8,602,000 | 8,810,000 | 8,527,000 |
| Total capital | 8,615,000 | 8,855,000 | 9,063,000 | 8,776,000 |
| Risk-weighted assets | 29,732,000 | 30,218,000 | 30,455,000 | 30,657,000 |