Call reports 2004
HAMLER STATE BANK, THE — 2004
What HAMLER STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 52,494,000 | 51,035,000 | 52,078,000 | 50,866,000 |
| Total loans | 27,077,000 | 28,018,000 | 28,958,000 | 30,799,000 |
| Allowance for loan losses | 200,000 | 199,000 | 198,000 | 196,000 |
| Securities available for sale | 1,666,000 | 1,616,000 | 1,444,000 | 1,185,000 |
| Securities held to maturity | 18,101,000 | 18,398,000 | 17,738,000 | 17,555,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,170,000 | 42,594,000 | 43,365,000 | 41,356,000 |
| Interest-bearing deposits | 41,649,000 | 40,098,000 | 40,333,000 | 37,760,000 |
| Noninterest-bearing deposits | 2,521,000 | 2,496,000 | 3,032,000 | 3,596,000 |
| Equity capital | 8,072,000 | 8,253,000 | 8,489,000 | 8,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 616,000 | 1,245,000 | 1,869,000 | 2,504,000 |
| Interest expense | 186,000 | 365,000 | 536,000 | 707,000 |
| Net interest income | 430,000 | 880,000 | 1,333,000 | 1,797,000 |
| Noninterest income | 14,000 | 32,000 | 50,000 | 69,000 |
| Noninterest expense | 261,000 | 461,000 | 658,000 | 960,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 183,000 | 451,000 | 725,000 | 906,000 |
| Income tax | 26,000 | 80,000 | 136,000 | 164,000 |
| Net income | 157,000 | 371,000 | 589,000 | 742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,061,000 | 8,275,000 | 8,493,000 | 8,252,000 |
| Total capital | 8,261,000 | 8,474,000 | 8,691,000 | 8,448,000 |
| Risk-weighted assets | 27,517,000 | 28,338,000 | 28,689,000 | 29,981,000 |