Call reports 2003
HAMLER STATE BANK, THE — 2003
What HAMLER STATE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 49,397,000 | 49,832,000 | 50,077,000 | 50,877,000 |
| Total loans | 26,015,000 | 25,913,000 | 26,581,000 | 27,655,000 |
| Allowance for loan losses | 197,000 | 199,000 | 200,000 | 198,000 |
| Securities available for sale | 1,222,000 | 1,888,000 | 1,648,000 | 2,045,000 |
| Securities held to maturity | 16,800,000 | 17,661,000 | 18,673,000 | 18,389,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,324,000 | 41,632,000 | 41,692,000 | 42,736,000 |
| Interest-bearing deposits | 39,163,000 | 39,370,000 | 38,936,000 | 39,168,000 |
| Noninterest-bearing deposits | 2,161,000 | 2,262,000 | 2,756,000 | 3,568,000 |
| Equity capital | 7,749,000 | 7,938,000 | 8,126,000 | 7,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 657,000 | 1,304,000 | 1,946,000 | 2,589,000 |
| Interest expense | 254,000 | 495,000 | 707,000 | 905,000 |
| Net interest income | 403,000 | 809,000 | 1,239,000 | 1,684,000 |
| Noninterest income | 14,000 | 29,000 | 46,000 | 62,000 |
| Noninterest expense | 256,000 | 460,000 | 637,000 | 913,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 161,000 | 378,000 | 648,000 | 833,000 |
| Income tax | 21,000 | 59,000 | 114,000 | 146,000 |
| Net income | 140,000 | 319,000 | 534,000 | 687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,734,000 | 7,913,000 | 8,127,000 | 7,904,000 |
| Total capital | 7,931,000 | 8,112,000 | 8,327,000 | 8,102,000 |
| Risk-weighted assets | 26,036,000 | 26,289,000 | 26,908,000 | 27,279,000 |