Call reports 2002
HAMLER STATE BANK, THE — 2002
What HAMLER STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 45,360,000 | 45,890,000 | 48,252,000 | 48,544,000 |
| Total loans | 25,269,000 | 25,325,000 | 25,832,000 | 26,427,000 |
| Allowance for loan losses | 202,000 | 202,000 | 202,000 | 198,000 |
| Securities available for sale | 1,941,000 | 1,756,000 | 1,515,000 | 1,475,000 |
| Securities held to maturity | 14,957,000 | 15,665,000 | 17,409,000 | 16,516,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,588,000 | 37,954,000 | 40,068,000 | 40,588,000 |
| Interest-bearing deposits | 35,652,000 | 35,941,000 | 37,846,000 | 37,871,000 |
| Noninterest-bearing deposits | 1,936,000 | 2,013,000 | 2,222,000 | 2,717,000 |
| Equity capital | 7,397,000 | 7,622,000 | 7,823,000 | 7,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 707,000 | 1,406,000 | 2,119,000 | 2,814,000 |
| Interest expense | 306,000 | 601,000 | 894,000 | 1,172,000 |
| Net interest income | 401,000 | 805,000 | 1,225,000 | 1,642,000 |
| Noninterest income | 17,000 | 37,000 | 52,000 | 67,000 |
| Noninterest expense | 251,000 | 447,000 | 631,000 | 896,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 167,000 | 395,000 | 646,000 | 813,000 |
| Income tax | 20,000 | 66,000 | 122,000 | 145,000 |
| Net income | 147,000 | 329,000 | 524,000 | 668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,433,000 | 7,615,000 | 7,810,000 | 7,594,000 |
| Total capital | 7,635,000 | 7,817,000 | 8,012,000 | 7,792,000 |
| Risk-weighted assets | 24,690,000 | 25,150,000 | 25,592,000 | 26,189,000 |