Call reports 2001
HAMLER STATE BANK, THE — 2001
What HAMLER STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 43,703,000 | 43,959,000 | 45,812,000 | 45,795,000 |
| Total loans | 25,758,000 | 25,999,000 | 26,084,000 | 25,462,000 |
| Allowance for loan losses | 211,000 | 197,000 | 198,000 | 199,000 |
| Securities available for sale | 1,145,000 | 1,146,000 | 1,166,000 | 1,981,000 |
| Securities held to maturity | 13,047,000 | 14,160,000 | 13,995,000 | 15,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,717,000 | 35,883,000 | 37,505,000 | 37,753,000 |
| Interest-bearing deposits | 33,957,000 | 34,249,000 | 35,290,000 | 35,161,000 |
| Noninterest-bearing deposits | 1,760,000 | 1,634,000 | 2,215,000 | 2,592,000 |
| Equity capital | 7,578,000 | 7,742,000 | 7,921,000 | 7,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 749,000 | 1,504,000 | 2,250,000 | 2,996,000 |
| Interest expense | 381,000 | 764,000 | 1,138,000 | 1,484,000 |
| Net interest income | 368,000 | 740,000 | 1,112,000 | 1,512,000 |
| Noninterest income | 12,000 | 29,000 | 50,000 | 70,000 |
| Noninterest expense | 231,000 | 420,000 | 608,000 | 849,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 149,000 | 349,000 | 554,000 | 733,000 |
| Income tax | 28,000 | 65,000 | 104,000 | 131,000 |
| Net income | 121,000 | 284,000 | 450,000 | 602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,578,000 | 7,741,000 | 7,900,000 | 7,683,000 |
| Total capital | 7,789,000 | 7,938,000 | 8,098,000 | 7,882,000 |
| Risk-weighted assets | 24,617,000 | 25,539,000 | 25,752,000 | 25,321,000 |