Call report 2014Q4
HIGHLAND COMMERCIAL BANK — 2014Q4
The 22 measures HIGHLAND COMMERCIAL BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 122,470,000 | USD | evidence → |
| Total loans | 83,750,000 | USD | evidence → |
| Allowance for loan losses | 1,689,000 | USD | evidence → |
| Securities available for sale | 15,284,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 100,191,000 | USD | evidence → |
| Interest-bearing deposits | 86,081,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,110,000 | USD | evidence → |
| Equity capital | 13,736,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,127,000 | USD | evidence → |
| Interest expense | 687,000 | USD | evidence → |
| Net interest income | 4,440,000 | USD | evidence → |
| Noninterest income | 420,000 | USD | evidence → |
| Noninterest expense | 3,411,000 | USD | evidence → |
| Provision for loan losses | 155,000 | USD | evidence → |
| Pretax income | 1,277,000 | USD | evidence → |
| Income tax | 437,000 | USD | evidence → |
| Net income | 840,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,685,000 | USD | evidence → |
| Total capital | 14,827,000 | USD | evidence → |
| Risk-weighted assets | 90,846,000 | USD | evidence → |