Call report 2009Q4
HIGHLAND COMMERCIAL BANK — 2009Q4
The 22 measures HIGHLAND COMMERCIAL BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 143,489,000 | USD | evidence → |
| Total loans | 105,369,000 | USD | evidence → |
| Allowance for loan losses | 1,968,000 | USD | evidence → |
| Securities available for sale | 10,729,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 121,426,000 | USD | evidence → |
| Interest-bearing deposits | 114,154,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,272,000 | USD | evidence → |
| Equity capital | 12,314,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,518,000 | USD | evidence → |
| Interest expense | 4,304,000 | USD | evidence → |
| Net interest income | 3,214,000 | USD | evidence → |
| Noninterest income | 7,000 | USD | evidence → |
| Noninterest expense | 4,333,000 | USD | evidence → |
| Provision for loan losses | 95,000 | USD | evidence → |
| Pretax income | -1,061,000 | USD | evidence → |
| Income tax | -396,000 | USD | evidence → |
| Net income | -665,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,245,000 | USD | evidence → |
| Total capital | 13,670,000 | USD | evidence → |
| Risk-weighted assets | 113,481,000 | USD | evidence → |