Call report 2008Q4
HIGHLAND COMMERCIAL BANK — 2008Q4
The 22 measures HIGHLAND COMMERCIAL BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 138,574,000 | USD | evidence → |
| Total loans | 102,927,000 | USD | evidence → |
| Allowance for loan losses | 1,864,000 | USD | evidence → |
| Securities available for sale | 13,690,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 118,135,000 | USD | evidence → |
| Interest-bearing deposits | 109,594,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,541,000 | USD | evidence → |
| Equity capital | 12,571,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,510,000 | USD | evidence → |
| Interest expense | 4,826,000 | USD | evidence → |
| Net interest income | 3,684,000 | USD | evidence → |
| Noninterest income | 328,000 | USD | evidence → |
| Noninterest expense | 3,665,000 | USD | evidence → |
| Provision for loan losses | 1,692,000 | USD | evidence → |
| Pretax income | -1,341,000 | USD | evidence → |
| Income tax | -514,000 | USD | evidence → |
| Net income | -827,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,436,000 | USD | evidence → |
| Total capital | 13,873,000 | USD | evidence → |
| Risk-weighted assets | 114,521,000 | USD | evidence → |