Call report 2007Q1
HIGHLAND COMMERCIAL BANK — 2007Q1
The 22 measures HIGHLAND COMMERCIAL BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 114,511,000 | USD | evidence → |
| Total loans | 93,243,000 | USD | evidence → |
| Allowance for loan losses | 1,070,000 | USD | evidence → |
| Securities available for sale | 10,151,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 95,619,000 | USD | evidence → |
| Interest-bearing deposits | 89,052,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,567,000 | USD | evidence → |
| Equity capital | 13,066,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,220,000 | USD | evidence → |
| Interest expense | 1,061,000 | USD | evidence → |
| Net interest income | 1,159,000 | USD | evidence → |
| Noninterest income | 43,000 | USD | evidence → |
| Noninterest expense | 715,000 | USD | evidence → |
| Provision for loan losses | 105,000 | USD | evidence → |
| Pretax income | 382,000 | USD | evidence → |
| Income tax | 143,000 | USD | evidence → |
| Net income | 239,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,078,000 | USD | evidence → |
| Total capital | 14,148,000 | USD | evidence → |
| Risk-weighted assets | 98,819,000 | USD | evidence → |