Call report 2005Q1
HIGHLAND COMMERCIAL BANK — 2005Q1
The 22 measures HIGHLAND COMMERCIAL BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 36,912,000 | USD | evidence → |
| Total loans | 26,123,000 | USD | evidence → |
| Allowance for loan losses | 260,000 | USD | evidence → |
| Securities available for sale | 737,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 25,355,000 | USD | evidence → |
| Interest-bearing deposits | 23,345,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,010,000 | USD | evidence → |
| Equity capital | 11,534,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 499,000 | USD | evidence → |
| Interest expense | 152,000 | USD | evidence → |
| Net interest income | 347,000 | USD | evidence → |
| Noninterest income | 20,000 | USD | evidence → |
| Noninterest expense | 419,000 | USD | evidence → |
| Provision for loan losses | 98,000 | USD | evidence → |
| Pretax income | -150,000 | USD | evidence → |
| Income tax | 2,000 | USD | evidence → |
| Net income | -152,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,547,000 | USD | evidence → |
| Total capital | 11,807,000 | USD | evidence → |
| Risk-weighted assets | 30,697,000 | USD | evidence → |