Call reports 2008
FARMERS NATIONAL BANK OF SEYMOUR, THE — 2008
What FARMERS NATIONAL BANK OF SEYMOUR, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 64,958,000 | 65,562,000 | 65,496,000 | 63,263,000 |
| Total loans | 61,197,000 | 56,954,000 | 59,702,000 | 59,574,000 |
| Allowance for loan losses | 482,000 | 491,000 | 490,000 | 617,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,199,000 | 58,930,000 | 58,669,000 | 56,488,000 |
| Interest-bearing deposits | 47,087,000 | 47,415,000 | 44,238,000 | 43,458,000 |
| Noninterest-bearing deposits | 11,112,000 | 11,515,000 | 14,431,000 | 13,029,000 |
| Equity capital | 6,543,000 | 6,433,000 | 6,639,000 | 6,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,141,000 | 2,105,000 | 3,052,000 | 3,962,000 |
| Interest expense | 357,000 | 634,000 | 864,000 | 1,055,000 |
| Net interest income | 784,000 | 1,471,000 | 2,188,000 | 2,907,000 |
| Noninterest income | 146,000 | 264,000 | 379,000 | 490,000 |
| Noninterest expense | 403,000 | 802,000 | 1,188,000 | 1,587,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 172,000 |
| Pretax income | 512,000 | 903,000 | 1,334,000 | 1,638,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 512,000 | 903,000 | 1,334,000 | 1,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,543,000 | 6,433,000 | 6,639,000 | 6,643,000 |
| Total capital | 7,025,000 | 6,924,000 | 7,129,000 | 7,260,000 |
| Risk-weighted assets | 60,800,000 | 57,639,000 | 59,954,000 | 59,555,000 |