Call reports 2005
FARMERS NATIONAL BANK OF SEYMOUR, THE — 2005
What FARMERS NATIONAL BANK OF SEYMOUR, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 56,345,000 | 58,170,000 | 58,777,000 | 58,015,000 |
| Total loans | 49,678,000 | 51,453,000 | 51,479,000 | 53,117,000 |
| Allowance for loan losses | 385,000 | 406,000 | 400,000 | 394,000 |
| Securities available for sale | 311,000 | 311,000 | 313,000 | 314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,046,000 | 45,205,000 | 49,574,000 | 50,917,000 |
| Interest-bearing deposits | 36,525,000 | 36,044,000 | 39,273,000 | 39,930,000 |
| Noninterest-bearing deposits | 11,521,000 | 9,161,000 | 10,301,000 | 10,987,000 |
| Equity capital | 6,121,000 | 5,170,000 | 5,628,000 | 5,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 771,000 | 1,618,000 | 2,539,000 | 3,561,000 |
| Interest expense | 135,000 | 304,000 | 525,000 | 775,000 |
| Net interest income | 636,000 | 1,314,000 | 2,014,000 | 2,786,000 |
| Noninterest income | 139,000 | 269,000 | 401,000 | 522,000 |
| Noninterest expense | 364,000 | 728,000 | 1,092,000 | 1,470,000 |
| Provision for loan losses | 8,000 | 20,000 | 32,000 | 44,000 |
| Pretax income | 403,000 | 835,000 | 1,291,000 | 1,793,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 403,000 | 835,000 | 1,291,000 | 1,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,125,000 | 5,173,000 | 5,630,000 | 5,932,000 |
| Total capital | 6,510,000 | 5,579,000 | 6,030,000 | 6,326,000 |
| Risk-weighted assets | 47,988,000 | 51,609,000 | 51,194,000 | 51,859,000 |