Call reports 2004
FARMERS NATIONAL BANK OF SEYMOUR, THE — 2004
What FARMERS NATIONAL BANK OF SEYMOUR, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 45,985,000 | 50,076,000 | 47,923,000 | 52,280,000 |
| Total loans | 38,515,000 | 40,557,000 | 41,028,000 | 44,506,000 |
| Allowance for loan losses | 406,000 | 354,000 | 363,000 | 374,000 |
| Securities available for sale | 0 | 604,000 | 608,000 | 606,000 |
| Securities held to maturity | 607,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,978,000 | 44,755,000 | 42,278,000 | 46,357,000 |
| Interest-bearing deposits | 32,523,000 | 34,901,000 | 32,842,000 | 36,070,000 |
| Noninterest-bearing deposits | 8,455,000 | 9,854,000 | 9,436,000 | 10,287,000 |
| Equity capital | 4,789,000 | 5,088,000 | 5,399,000 | 5,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 593,000 | 1,181,000 | 1,828,000 | 2,525,000 |
| Interest expense | 90,000 | 182,000 | 278,000 | 387,000 |
| Net interest income | 503,000 | 999,000 | 1,550,000 | 2,138,000 |
| Noninterest income | 130,000 | 255,000 | 396,000 | 479,000 |
| Noninterest expense | 397,000 | 700,000 | 1,073,000 | 1,420,000 |
| Provision for loan losses | 18,000 | 34,000 | 46,000 | 50,000 |
| Pretax income | 218,000 | 520,000 | 827,000 | 1,148,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 218,000 | 520,000 | 827,000 | 1,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,792,000 | 5,094,000 | 5,401,000 | 5,722,000 |
| Total capital | 5,198,000 | 5,448,000 | 5,764,000 | 6,096,000 |
| Risk-weighted assets | 37,223,000 | 39,737,000 | 39,528,000 | 43,148,000 |