Call reports 2003
FARMERS NATIONAL BANK OF SEYMOUR, THE — 2003
What FARMERS NATIONAL BANK OF SEYMOUR, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 48,686,000 | 47,554,000 | 45,827,000 | 46,824,000 |
| Total loans | 38,528,000 | 36,853,000 | 36,677,000 | 39,071,000 |
| Allowance for loan losses | 394,000 | 515,000 | 446,000 | 430,000 |
| Securities available for sale | 545,000 | 525,000 | 515,000 | 506,000 |
| Securities held to maturity | 0 | 895,000 | 895,000 | 895,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,672,000 | 42,626,000 | 40,911,000 | 42,159,000 |
| Interest-bearing deposits | 35,993,000 | 34,302,000 | 33,053,000 | 32,740,000 |
| Noninterest-bearing deposits | 7,679,000 | 8,324,000 | 7,858,000 | 9,419,000 |
| Equity capital | 4,888,000 | 4,790,000 | 4,778,000 | 4,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 629,000 | 1,255,000 | 1,915,000 | 2,521,000 |
| Interest expense | 131,000 | 253,000 | 363,000 | 458,000 |
| Net interest income | 498,000 | 1,002,000 | 1,552,000 | 2,063,000 |
| Noninterest income | 160,000 | 298,000 | 430,000 | 555,000 |
| Noninterest expense | 382,000 | 761,000 | 1,136,000 | 1,542,000 |
| Provision for loan losses | 12,000 | 151,000 | 169,000 | 252,000 |
| Pretax income | 264,000 | 388,000 | 677,000 | 824,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 264,000 | 388,000 | 677,000 | 824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,866,000 | 4,772,000 | 4,772,000 | 4,574,000 |
| Total capital | 5,260,000 | 5,234,000 | 5,218,000 | 5,004,000 |
| Risk-weighted assets | 38,121,000 | 36,884,000 | 36,113,000 | 38,199,000 |