Call reports 2015
FSGBANK, NATIONAL ASSOCIATION — 2015
What FSGBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 1,059,357,000 | 1,098,830,000 | 1,142,248,000 |
| Total loans | 757,825,000 | 800,518,000 | 842,472,000 |
| Allowance for loan losses | 8,650,000 | 9,600,000 | 9,500,000 |
| Securities available for sale | 91,962,000 | 90,610,000 | 88,831,000 |
| Securities held to maturity | 119,224,000 | 115,704,000 | 110,033,000 |
| Trading assets | 2,268,000 | 1,632,000 | 5,656,000 |
| Total deposits | 923,848,000 | 926,572,000 | 938,489,000 |
| Interest-bearing deposits | 763,424,000 | 752,224,000 | 755,955,000 |
| Noninterest-bearing deposits | 160,424,000 | 174,348,000 | 182,534,000 |
| Equity capital | 85,862,000 | 85,724,000 | 85,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 9,519,000 | 19,284,000 | 29,646,000 |
| Interest expense | 1,187,000 | 2,693,000 | 4,386,000 |
| Net interest income | 8,332,000 | 16,591,000 | 25,260,000 |
| Noninterest income | 4,326,000 | 6,186,000 | 12,732,000 |
| Noninterest expense | 10,996,000 | 20,856,000 | 34,609,000 |
| Provision for loan losses | 707,000 | 1,350,000 | 2,977,000 |
| Pretax income | 963,000 | 579,000 | 414,000 |
| Income tax | 145,000 | 290,000 | 435,000 |
| Net income | 818,000 | 289,000 | -21,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 92,641,000 | 92,162,000 | 91,881,000 |
| Total capital | 101,599,000 | 102,070,000 | 101,689,000 |
| Risk-weighted assets | 849,115,000 | 898,990,000 | 927,993,000 |