Call reports 2014
FSGBANK, NATIONAL ASSOCIATION — 2014
What FSGBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 980,178,000 | 1,012,408,000 | 1,027,679,000 | 1,070,234,000 |
| Total loans | 640,362,000 | 688,086,000 | 713,632,000 | 735,864,000 |
| Allowance for loan losses | 9,200,000 | 9,400,000 | 8,600,000 | 8,550,000 |
| Securities available for sale | 120,087,000 | 102,429,000 | 98,677,000 | 95,571,000 |
| Securities held to maturity | 131,819,000 | 130,709,000 | 129,313,000 | 124,485,000 |
| Trading assets | 123,000 | 260,000 | 398,000 | 1,028,000 |
| Total deposits | 842,790,000 | 868,357,000 | 879,439,000 | 905,838,000 |
| Interest-bearing deposits | 691,757,000 | 718,121,000 | 723,852,000 | 745,617,000 |
| Noninterest-bearing deposits | 151,033,000 | 150,236,000 | 155,587,000 | 160,221,000 |
| Equity capital | 78,851,000 | 81,081,000 | 82,805,000 | 85,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,329,000 | 17,172,000 | 26,952,000 | 36,174,000 |
| Interest expense | 1,404,000 | 2,702,000 | 3,995,000 | 5,232,000 |
| Net interest income | 6,925,000 | 14,470,000 | 22,957,000 | 30,942,000 |
| Noninterest income | 1,961,000 | 4,689,000 | 7,314,000 | 11,369,000 |
| Noninterest expense | 9,493,000 | 18,865,000 | 28,459,000 | 39,070,000 |
| Provision for loan losses | -972,000 | -1,242,000 | -1,231,000 | -1,452,000 |
| Pretax income | 736,000 | 2,154,000 | 3,671,000 | 5,321,000 |
| Income tax | 132,000 | 263,000 | 395,000 | 526,000 |
| Net income | 604,000 | 1,891,000 | 3,276,000 | 4,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,433,000 | 88,769,000 | 90,203,000 | 91,772,000 |
| Total capital | 96,080,000 | 98,307,000 | 99,103,000 | 100,628,000 |
| Risk-weighted assets | 724,587,000 | 762,891,000 | 796,149,000 | 811,512,000 |