Call reports 2013
FSGBANK, NATIONAL ASSOCIATION — 2013
What FSGBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,040,667,000 | 1,063,761,000 | 1,011,227,000 | 977,364,000 |
| Total loans | 543,996,000 | 545,804,000 | 536,288,000 | 583,317,000 |
| Allowance for loan losses | 13,500,000 | 12,300,000 | 10,700,000 | 10,500,000 |
| Securities available for sale | 258,175,000 | 337,322,000 | 207,006,000 | 172,830,000 |
| Securities held to maturity | 0 | 0 | 129,164,000 | 132,568,000 |
| Trading assets | 0 | 75,000 | 0 | 19,000 |
| Total deposits | 991,727,000 | 961,681,000 | 911,445,000 | 858,693,000 |
| Interest-bearing deposits | 845,687,000 | 819,268,000 | 761,984,000 | 712,903,000 |
| Noninterest-bearing deposits | 146,039,000 | 142,412,000 | 149,462,000 | 145,790,000 |
| Equity capital | 23,342,000 | 77,851,000 | 76,896,000 | 77,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,809,000 | 15,594,000 | 23,766,000 | 31,914,000 |
| Interest expense | 2,568,000 | 4,867,000 | 6,873,000 | 8,545,000 |
| Net interest income | 5,241,000 | 10,727,000 | 16,893,000 | 23,369,000 |
| Noninterest income | 872,000 | 2,733,000 | 4,795,000 | 6,418,000 |
| Noninterest expense | 12,406,000 | 24,618,000 | 34,976,000 | 43,901,000 |
| Provision for loan losses | 678,000 | -148,000 | -1,780,000 | -2,735,000 |
| Pretax income | -6,971,000 | -10,856,000 | -11,354,000 | -11,058,000 |
| Income tax | 228,000 | 216,000 | 769,000 | 889,000 |
| Net income | -7,199,000 | -11,072,000 | -12,123,000 | -11,947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,932,000 | 81,129,000 | 86,547,000 | 86,781,000 |
| Total capital | 27,313,000 | 89,123,000 | 94,493,000 | 95,264,000 |
| Risk-weighted assets | 584,132,000 | 634,942,000 | 632,583,000 | 676,556,000 |