Call reports 2012
FSGBANK, NATIONAL ASSOCIATION — 2012
What FSGBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,129,982,000 | 1,112,289,000 | 1,117,238,000 | 1,063,351,000 |
| Total loans | 603,915,000 | 591,438,000 | 577,222,000 | 567,050,000 |
| Allowance for loan losses | 18,990,000 | 19,600,000 | 17,490,000 | 13,800,000 |
| Securities available for sale | 223,155,000 | 256,950,000 | 257,263,000 | 254,057,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 61,000 | 0 | 0 | 0 |
| Total deposits | 1,041,526,000 | 1,032,684,000 | 1,045,227,000 | 1,008,965,000 |
| Interest-bearing deposits | 869,737,000 | 866,107,000 | 885,164,000 | 866,666,000 |
| Noninterest-bearing deposits | 171,789,000 | 166,577,000 | 160,063,000 | 142,299,000 |
| Equity capital | 61,865,000 | 54,761,000 | 46,069,000 | 30,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,689,000 | 19,270,000 | 28,244,000 | 36,310,000 |
| Interest expense | 3,454,000 | 6,730,000 | 9,855,000 | 12,730,000 |
| Net interest income | 6,235,000 | 12,540,000 | 18,389,000 | 23,580,000 |
| Noninterest income | 1,646,000 | 3,642,000 | 1,572,000 | 3,397,000 |
| Noninterest expense | 11,291,000 | 22,734,000 | 30,546,000 | 41,230,000 |
| Provision for loan losses | 1,801,000 | 5,950,000 | 10,492,000 | 20,866,000 |
| Pretax income | -5,211,000 | -12,501,000 | -20,933,000 | -34,965,000 |
| Income tax | 299,000 | -93,000 | 146,000 | 1,460,000 |
| Net income | -5,510,000 | -12,408,000 | -21,079,000 | -36,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,710,000 | 50,905,000 | 42,326,000 | 27,058,000 |
| Total capital | 65,871,000 | 58,945,000 | 49,988,000 | 34,588,000 |
| Risk-weighted assets | 641,759,000 | 631,348,000 | 602,885,000 | 595,892,000 |