Call reports 2011
FSGBANK, NATIONAL ASSOCIATION — 2011
What FSGBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,114,250,000 | 1,106,747,000 | 1,121,882,000 | 1,110,855,000 |
| Total loans | 682,648,000 | 645,344,000 | 604,424,000 | 584,497,000 |
| Allowance for loan losses | 22,500,000 | 22,485,000 | 18,750,000 | 19,600,000 |
| Securities available for sale | 154,317,000 | 158,653,000 | 158,788,000 | 193,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,003,341,000 | 999,293,000 | 1,020,617,000 | 1,020,786,000 |
| Interest-bearing deposits | 839,582,000 | 836,990,000 | 856,844,000 | 859,687,000 |
| Noninterest-bearing deposits | 163,759,000 | 162,303,000 | 163,773,000 | 161,099,000 |
| Equity capital | 88,165,000 | 83,320,000 | 76,982,000 | 67,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 11,575,000 | 22,682,000 | 33,083,000 | 43,076,000 |
| Interest expense | 3,976,000 | 7,671,000 | 11,333,000 | 15,005,000 |
| Net interest income | 7,599,000 | 15,011,000 | 21,750,000 | 28,071,000 |
| Noninterest income | 2,003,000 | 3,519,000 | 5,153,000 | 6,968,000 |
| Noninterest expense | 10,967,000 | 22,556,000 | 33,565,000 | 46,298,000 |
| Provision for loan losses | 884,000 | 3,509,000 | 7,391,000 | 10,920,000 |
| Pretax income | -2,249,000 | -7,535,000 | -14,053,000 | -22,179,000 |
| Income tax | 270,000 | 245,000 | 197,000 | 573,000 |
| Net income | -2,519,000 | -7,780,000 | -14,250,000 | -22,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,968,000 | 77,825,000 | 71,469,000 | 63,102,000 |
| Total capital | 92,469,000 | 86,836,000 | 79,994,000 | 71,411,000 |
| Risk-weighted assets | 746,814,000 | 707,194,000 | 671,508,000 | 653,194,000 |