Call reports 2009
FSGBANK, NATIONAL ASSOCIATION — 2009
What FSGBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,272,480,000 | 1,237,144,000 | 1,201,441,000 | 1,351,362,000 |
| Total loans | 992,647,000 | 968,493,000 | 964,295,000 | 952,018,000 |
| Allowance for loan losses | 20,028,000 | 19,275,000 | 25,686,000 | 26,492,000 |
| Securities available for sale | 142,146,000 | 137,494,000 | 147,175,000 | 143,045,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,100,825,000 | 1,035,700,000 | 1,022,714,000 | 1,185,425,000 |
| Interest-bearing deposits | 917,023,000 | 879,701,000 | 872,467,000 | 1,031,499,000 |
| Noninterest-bearing deposits | 183,802,000 | 155,999,000 | 150,247,000 | 153,926,000 |
| Equity capital | 138,773,000 | 134,827,000 | 107,583,000 | 128,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 16,569,000 | 32,755,000 | 48,784,000 | 64,331,000 |
| Interest expense | 6,238,000 | 12,414,000 | 18,110,000 | 23,303,000 |
| Net interest income | 10,331,000 | 20,341,000 | 30,674,000 | 41,028,000 |
| Noninterest income | 2,291,000 | 4,745,000 | 7,262,000 | 9,401,000 |
| Noninterest expense | 9,377,000 | 19,370,000 | 56,710,000 | 68,274,000 |
| Provision for loan losses | 4,987,000 | 11,178,000 | 20,451,000 | 25,380,000 |
| Pretax income | -1,742,000 | -5,462,000 | -39,225,000 | -43,225,000 |
| Income tax | -909,000 | -2,588,000 | -7,907,000 | -8,837,000 |
| Net income | -833,000 | -2,874,000 | -31,318,000 | -34,388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,028,000 | 99,940,000 | 98,779,000 | 120,804,000 |
| Total capital | 115,704,000 | 112,342,000 | 112,014,000 | 134,063,000 |
| Risk-weighted assets | 1,075,519,000 | 1,054,484,000 | 1,046,144,000 | 1,047,272,000 |