Call reports 2008
FSGBANK, NATIONAL ASSOCIATION — 2008
What FSGBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,246,936,000 | 1,269,029,000 | 1,280,241,000 | 1,274,763,000 |
| Total loans | 977,396,000 | 1,006,705,000 | 1,017,467,000 | 1,011,584,000 |
| Allowance for loan losses | 11,313,000 | 11,855,000 | 13,335,000 | 17,385,000 |
| Securities available for sale | 131,352,000 | 130,405,000 | 134,437,000 | 139,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 938,812,000 | 955,543,000 | 979,638,000 | 1,079,646,000 |
| Interest-bearing deposits | 772,522,000 | 780,110,000 | 813,889,000 | 926,239,000 |
| Noninterest-bearing deposits | 166,290,000 | 175,433,000 | 165,749,000 | 153,407,000 |
| Equity capital | 147,096,000 | 140,696,000 | 143,089,000 | 139,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 20,247,000 | 39,386,000 | 58,548,000 | 76,483,000 |
| Interest expense | 8,632,000 | 16,262,000 | 23,624,000 | 30,856,000 |
| Net interest income | 11,615,000 | 23,124,000 | 34,924,000 | 45,627,000 |
| Noninterest income | 2,809,000 | 5,682,000 | 8,317,000 | 10,743,000 |
| Noninterest expense | 9,907,000 | 19,950,000 | 29,773,000 | 40,199,000 |
| Provision for loan losses | 1,172,000 | 3,119,000 | 7,073,000 | 15,729,000 |
| Pretax income | 3,345,000 | 5,737,000 | 6,541,000 | 588,000 |
| Income tax | 1,026,000 | 1,686,000 | 1,838,000 | -672,000 |
| Net income | 2,319,000 | 4,051,000 | 4,703,000 | 1,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,716,000 | 108,655,000 | 109,482,000 | 103,726,000 |
| Total capital | 122,195,000 | 120,682,000 | 122,503,000 | 117,556,000 |
| Risk-weighted assets | 1,084,993,000 | 1,111,956,000 | 1,113,180,000 | 1,102,691,000 |