Call reports 2007
FSGBANK, NATIONAL ASSOCIATION — 2007
What FSGBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,147,625,000 | 1,157,679,000 | 1,197,641,000 | 1,211,164,000 |
| Total loans | 863,942,000 | 909,177,000 | 940,025,000 | 953,105,000 |
| Allowance for loan losses | 10,154,000 | 10,363,000 | 10,635,000 | 10,956,000 |
| Securities available for sale | 153,649,000 | 122,106,000 | 126,927,000 | 131,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 930,387,000 | 927,036,000 | 942,512,000 | 908,738,000 |
| Interest-bearing deposits | 759,821,000 | 750,978,000 | 776,108,000 | 742,839,000 |
| Noninterest-bearing deposits | 170,566,000 | 176,058,000 | 166,404,000 | 165,899,000 |
| Equity capital | 138,954,000 | 140,142,000 | 146,519,000 | 141,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 20,197,000 | 40,900,000 | 62,564,000 | 83,927,000 |
| Interest expense | 8,239,000 | 16,613,000 | 25,647,000 | 34,601,000 |
| Net interest income | 11,958,000 | 24,287,000 | 36,917,000 | 49,326,000 |
| Noninterest income | 2,672,000 | 5,330,000 | 8,206,000 | 10,966,000 |
| Noninterest expense | 9,868,000 | 19,763,000 | 29,979,000 | 39,778,000 |
| Provision for loan losses | 395,000 | 805,000 | 1,375,000 | 2,115,000 |
| Pretax income | 3,783,000 | 8,297,000 | 13,017,000 | 17,647,000 |
| Income tax | 1,222,000 | 2,685,000 | 4,233,000 | 5,636,000 |
| Net income | 2,561,000 | 5,612,000 | 8,784,000 | 12,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,000,000 | 111,305,000 | 114,721,000 | 108,170,000 |
| Total capital | 118,296,000 | 121,816,000 | 125,510,000 | 119,286,000 |
| Risk-weighted assets | 956,953,000 | 997,394,000 | 1,040,720,000 | 1,061,628,000 |