Call reports 2006
FSGBANK, NATIONAL ASSOCIATION — 2006
What FSGBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,059,895,000 | 1,084,831,000 | 1,105,469,000 | 1,129,361,000 |
| Total loans | 766,622,000 | 800,213,000 | 825,749,000 | 847,593,000 |
| Allowance for loan losses | 10,103,000 | 10,205,000 | 9,862,000 | 9,970,000 |
| Securities available for sale | 157,425,000 | 155,355,000 | 159,727,000 | 153,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 888,930,000 | 908,011,000 | 915,465,000 | 923,900,000 |
| Interest-bearing deposits | 723,051,000 | 729,223,000 | 737,041,000 | 753,347,000 |
| Noninterest-bearing deposits | 165,879,000 | 178,788,000 | 178,424,000 | 170,553,000 |
| Equity capital | 123,144,000 | 125,255,000 | 130,238,000 | 135,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 17,498,000 | 36,114,000 | 55,578,000 | 75,447,000 |
| Interest expense | 5,657,000 | 12,151,000 | 19,256,000 | 27,145,000 |
| Net interest income | 11,841,000 | 23,963,000 | 36,322,000 | 48,302,000 |
| Noninterest income | 2,326,000 | 4,850,000 | 7,507,000 | 10,112,000 |
| Noninterest expense | 9,380,000 | 18,623,000 | 28,079,000 | 37,663,000 |
| Provision for loan losses | 513,000 | 1,083,000 | 1,653,000 | 2,064,000 |
| Pretax income | 4,274,000 | 9,107,000 | 14,097,000 | 18,694,000 |
| Income tax | 1,385,000 | 2,973,000 | 4,621,000 | 6,125,000 |
| Net income | 2,889,000 | 6,134,000 | 9,476,000 | 12,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,007,000 | 96,548,000 | 100,019,000 | 105,174,000 |
| Total capital | 103,140,000 | 106,813,000 | 109,971,000 | 115,264,000 |
| Risk-weighted assets | 874,498,000 | 896,382,000 | 915,899,000 | 949,311,000 |