Call reports 2002
FSGBANK, NATIONAL ASSOCIATION — 2002
What FSGBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 211,040,000 | 214,312,000 | 226,035,000 | 239,022,000 |
| Total loans | 164,261,000 | 169,064,000 | 179,512,000 | 190,895,000 |
| Allowance for loan losses | 2,159,000 | 2,178,000 | 2,244,000 | 3,097,000 |
| Securities available for sale | 22,700,000 | 23,936,000 | 23,796,000 | 26,937,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,964,000 | 177,855,000 | 186,330,000 | 199,850,000 |
| Interest-bearing deposits | 139,414,000 | 144,275,000 | 150,747,000 | 155,528,000 |
| Noninterest-bearing deposits | 36,550,000 | 33,580,000 | 35,583,000 | 44,322,000 |
| Equity capital | 18,629,000 | 19,427,000 | 20,061,000 | 22,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,396,000 | 6,959,000 | 10,632,000 | 14,425,000 |
| Interest expense | 1,065,000 | 2,057,000 | 3,074,000 | 4,110,000 |
| Net interest income | 2,331,000 | 4,902,000 | 7,558,000 | 10,315,000 |
| Noninterest income | 449,000 | 902,000 | 1,379,000 | 1,970,000 |
| Noninterest expense | 1,844,000 | 3,818,000 | 5,843,000 | 7,974,000 |
| Provision for loan losses | 24,000 | 57,000 | 294,000 | 1,171,000 |
| Pretax income | 912,000 | 1,964,000 | 2,835,000 | 3,175,000 |
| Income tax | 350,000 | 748,000 | 1,097,000 | 1,204,000 |
| Net income | 562,000 | 1,216,000 | 1,738,000 | 1,971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,682,000 | 18,336,000 | 18,858,000 | 21,467,000 |
| Total capital | 19,840,000 | 20,514,000 | 21,102,000 | 23,912,000 |
| Risk-weighted assets | 172,609,000 | 175,984,000 | 186,520,000 | 195,218,000 |