Call reports 2001
FSGBANK, NATIONAL ASSOCIATION — 2001
What FSGBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 113,274,000 | 142,107,000 | 171,586,000 | 207,462,000 |
| Total loans | 88,184,000 | 115,880,000 | 140,321,000 | 168,541,000 |
| Allowance for loan losses | 1,102,000 | 1,449,000 | 2,054,000 | 2,107,000 |
| Securities available for sale | 10,703,000 | 16,048,000 | 18,398,000 | 20,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,002,000 | 121,047,000 | 146,175,000 | 166,326,000 |
| Interest-bearing deposits | 73,499,000 | 97,455,000 | 117,641,000 | 135,038,000 |
| Noninterest-bearing deposits | 18,503,000 | 23,592,000 | 28,534,000 | 31,288,000 |
| Equity capital | 15,352,000 | 15,350,000 | 15,360,000 | 18,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,085,000 | 4,760,000 | 7,805,000 | 11,121,000 |
| Interest expense | 917,000 | 2,064,000 | 3,370,000 | 4,616,000 |
| Net interest income | 1,168,000 | 2,696,000 | 4,435,000 | 6,505,000 |
| Noninterest income | 303,000 | 643,000 | 1,076,000 | 1,571,000 |
| Noninterest expense | 1,325,000 | 2,716,000 | 4,416,000 | 6,346,000 |
| Provision for loan losses | 252,000 | 694,000 | 1,297,000 | 1,724,000 |
| Pretax income | -106,000 | -71,000 | -202,000 | 6,000 |
| Income tax | -38,000 | -26,000 | -73,000 | 45,000 |
| Net income | -68,000 | -45,000 | -129,000 | -39,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,293,000 | 14,331,000 | 14,264,000 | 17,120,000 |
| Total capital | 15,395,000 | 15,780,000 | 16,068,000 | 19,227,000 |
| Risk-weighted assets | 96,056,000 | 120,345,000 | 144,875,000 | 173,179,000 |