Call reports 2007
KEYSOURCE COMMERCIAL BANK — 2007
What KEYSOURCE COMMERCIAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 19,613,000 | 32,749,000 | 41,447,000 | 65,704,000 |
| Total loans | 275,000 | 12,710,000 | 23,674,000 | 46,856,000 |
| Allowance for loan losses | 4,000 | 190,000 | 355,000 | 703,000 |
| Securities available for sale | 0 | 3,948,000 | 7,716,000 | 16,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,341,000 | 14,655,000 | 23,381,000 | 44,749,000 |
| Interest-bearing deposits | 1,158,000 | 13,838,000 | 21,598,000 | 41,117,000 |
| Noninterest-bearing deposits | 183,000 | 817,000 | 1,783,000 | 3,632,000 |
| Equity capital | 18,163,000 | 17,551,000 | 17,243,000 | 16,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 42,000 | 352,000 | 975,000 | 1,870,000 |
| Interest expense | 1,000 | 52,000 | 295,000 | 663,000 |
| Net interest income | 41,000 | 300,000 | 680,000 | 1,207,000 |
| Noninterest income | 0 | 20,000 | 143,000 | 270,000 |
| Noninterest expense | 80,000 | 1,033,000 | 1,830,000 | 2,642,000 |
| Provision for loan losses | 4,000 | 190,000 | 355,000 | 703,000 |
| Pretax income | -43,000 | -903,000 | -1,362,000 | -1,868,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -43,000 | -903,000 | -1,362,000 | -1,868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,163,000 | 17,574,000 | 17,185,000 | 16,750,000 |
| Total capital | 18,167,000 | 17,764,000 | 17,530,000 | 17,453,000 |
| Risk-weighted assets | 4,445,000 | 17,539,000 | 27,572,000 | 56,343,000 |