Call reports 2017
COMMUNITY BANK, NORTH MISSISSIPPI — 2017
What COMMUNITY BANK, NORTH MISSISSIPPI reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 542,052,000 | 530,846,000 | 538,331,000 | 578,604,000 |
| Total loans | 347,736,000 | 354,446,000 | 358,002,000 | 366,606,000 |
| Allowance for loan losses | 3,640,000 | 3,739,000 | 3,852,000 | 3,899,000 |
| Securities available for sale | 117,506,000 | 117,874,000 | 111,328,000 | 105,530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 488,149,000 | 476,075,000 | 473,011,000 | 475,916,000 |
| Interest-bearing deposits | 458,626,000 | 449,685,000 | 444,402,000 | 450,498,000 |
| Noninterest-bearing deposits | 29,523,000 | 26,390,000 | 28,609,000 | 25,418,000 |
| Equity capital | 51,978,000 | 52,358,000 | 52,435,000 | 51,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,545,000 | 9,217,000 | 14,074,000 | 19,026,000 |
| Interest expense | 456,000 | 869,000 | 1,308,000 | 1,806,000 |
| Net interest income | 4,089,000 | 8,348,000 | 12,766,000 | 17,220,000 |
| Noninterest income | 755,000 | 1,515,000 | 2,318,000 | 2,739,000 |
| Noninterest expense | 3,472,000 | 6,979,000 | 10,549,000 | 14,069,000 |
| Provision for loan losses | 95,000 | 190,000 | 285,000 | 349,000 |
| Pretax income | 1,278,000 | 2,695,000 | 4,250,000 | 5,541,000 |
| Income tax | 438,000 | 927,000 | 1,468,000 | 2,652,000 |
| Net income | 840,000 | 1,768,000 | 2,782,000 | 2,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,446,000 | 49,637,000 | 49,763,000 | 49,123,000 |
| Total capital | 53,086,000 | 53,376,000 | 53,615,000 | 53,022,000 |
| Risk-weighted assets | 321,193,000 | 324,690,000 | 326,384,000 | 334,380,000 |