Call reports 2015
COMMUNITY BANK, NORTH MISSISSIPPI — 2015
What COMMUNITY BANK, NORTH MISSISSIPPI reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 488,888,000 | 491,736,000 | 504,170,000 | 523,128,000 |
| Total loans | 305,247,000 | 303,220,000 | 308,582,000 | 310,997,000 |
| Allowance for loan losses | 3,080,000 | 2,996,000 | 3,008,000 | 2,933,000 |
| Securities available for sale | 88,314,000 | 81,422,000 | 96,524,000 | 107,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 428,651,000 | 431,245,000 | 442,566,000 | 463,904,000 |
| Interest-bearing deposits | 403,075,000 | 408,217,000 | 419,295,000 | 440,582,000 |
| Noninterest-bearing deposits | 25,576,000 | 23,028,000 | 23,271,000 | 23,322,000 |
| Equity capital | 51,665,000 | 51,561,000 | 52,022,000 | 50,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,050,000 | 8,130,000 | 12,342,000 | 16,513,000 |
| Interest expense | 417,000 | 850,000 | 1,350,000 | 1,887,000 |
| Net interest income | 3,633,000 | 7,280,000 | 10,992,000 | 14,626,000 |
| Noninterest income | 691,000 | 1,461,000 | 2,219,000 | 1,836,000 |
| Noninterest expense | 3,307,000 | 6,676,000 | 10,143,000 | 13,536,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 680,000 |
| Pretax income | 874,000 | 1,788,000 | 2,671,000 | 2,273,000 |
| Income tax | 297,000 | 606,000 | 901,000 | 716,000 |
| Net income | 577,000 | 1,182,000 | 1,770,000 | 1,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,609,000 | 48,741,000 | 48,860,000 | 48,178,000 |
| Total capital | 51,689,000 | 51,737,000 | 51,868,000 | 51,111,000 |
| Risk-weighted assets | 328,487,000 | 304,821,000 | 308,623,000 | 304,344,000 |