Call reports 2014
COMMUNITY BANK, NORTH MISSISSIPPI — 2014
What COMMUNITY BANK, NORTH MISSISSIPPI reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 491,766,000 | 495,293,000 | 471,375,000 | 493,550,000 |
| Total loans | 300,103,000 | 311,585,000 | 309,833,000 | 306,569,000 |
| Allowance for loan losses | 3,868,000 | 3,848,000 | 3,690,000 | 3,034,000 |
| Securities available for sale | 99,414,000 | 97,043,000 | 77,874,000 | 74,409,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 432,251,000 | 434,930,000 | 410,966,000 | 434,281,000 |
| Interest-bearing deposits | 409,258,000 | 414,795,000 | 388,535,000 | 412,678,000 |
| Noninterest-bearing deposits | 22,993,000 | 20,135,000 | 22,431,000 | 21,603,000 |
| Equity capital | 51,022,000 | 51,439,000 | 51,155,000 | 51,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,291,000 | 8,723,000 | 13,062,000 | 17,207,000 |
| Interest expense | 463,000 | 920,000 | 1,353,000 | 1,779,000 |
| Net interest income | 3,828,000 | 7,803,000 | 11,709,000 | 15,428,000 |
| Noninterest income | 759,000 | 1,307,000 | 2,030,000 | 2,627,000 |
| Noninterest expense | 3,232,000 | 6,539,000 | 9,794,000 | 13,035,000 |
| Provision for loan losses | 80,000 | 80,000 | 130,000 | 180,000 |
| Pretax income | 1,277,000 | 2,477,000 | 3,946,000 | 4,897,000 |
| Income tax | 457,000 | 885,000 | 1,406,000 | 1,733,000 |
| Net income | 820,000 | 1,592,000 | 2,540,000 | 3,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,505,000 | 48,563,000 | 48,773,000 | 48,506,000 |
| Total capital | 52,337,000 | 52,411,000 | 52,463,000 | 51,540,000 |
| Risk-weighted assets | 306,558,000 | 317,094,000 | 313,299,000 | 317,097,000 |