Call reports 2011
COMMUNITY BANK, NORTH MISSISSIPPI — 2011
What COMMUNITY BANK, NORTH MISSISSIPPI reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 494,716,000 | 491,611,000 | 482,905,000 | 486,692,000 |
| Total loans | 305,300,000 | 306,691,000 | 302,238,000 | 299,473,000 |
| Allowance for loan losses | 3,486,000 | 3,723,000 | 4,358,000 | 4,359,000 |
| Securities available for sale | 105,321,000 | 87,434,000 | 89,109,000 | 108,593,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 432,468,000 | 435,754,000 | 429,245,000 | 433,873,000 |
| Interest-bearing deposits | 391,428,000 | 393,800,000 | 386,424,000 | 389,892,000 |
| Noninterest-bearing deposits | 41,040,000 | 41,954,000 | 42,821,000 | 43,981,000 |
| Equity capital | 43,735,000 | 43,671,000 | 44,038,000 | 44,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,781,000 | 9,674,000 | 14,548,000 | 19,271,000 |
| Interest expense | 1,294,000 | 2,505,000 | 3,587,000 | 4,498,000 |
| Net interest income | 3,487,000 | 7,169,000 | 10,961,000 | 14,773,000 |
| Noninterest income | 588,000 | 1,131,000 | 1,767,000 | 2,281,000 |
| Noninterest expense | 3,475,000 | 7,658,000 | 11,251,000 | 14,750,000 |
| Provision for loan losses | 210,000 | 1,328,000 | 2,148,000 | 2,358,000 |
| Pretax income | 390,000 | -448,000 | -16,000 | 607,000 |
| Income tax | 127,000 | -186,000 | -45,000 | 165,000 |
| Net income | 263,000 | -262,000 | 29,000 | 442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,198,000 | 39,708,000 | 40,034,000 | 40,433,000 |
| Total capital | 43,684,000 | 43,431,000 | 44,092,000 | 44,473,000 |
| Risk-weighted assets | 330,586,000 | 326,516,000 | 324,318,000 | 322,891,000 |