Call reports 2005
COMMUNITY BANK, NORTH MISSISSIPPI — 2005
What COMMUNITY BANK, NORTH MISSISSIPPI reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 140,513,000 | 139,012,000 | 135,981,000 | 135,465,000 |
| Total loans | 49,977,000 | 59,870,000 | 57,027,000 | 59,373,000 |
| Allowance for loan losses | 1,274,000 | 1,321,000 | 1,342,000 | 1,229,000 |
| Securities available for sale | 73,305,000 | 60,568,000 | 57,615,000 | 54,806,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,688,000 | 124,443,000 | 121,161,000 | 121,039,000 |
| Interest-bearing deposits | 111,415,000 | 108,214,000 | 103,996,000 | 107,075,000 |
| Noninterest-bearing deposits | 15,273,000 | 16,229,000 | 17,164,000 | 13,963,000 |
| Equity capital | 13,386,000 | 14,099,000 | 14,180,000 | 13,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,542,000 | 3,090,000 | 4,668,000 | 6,254,000 |
| Interest expense | 661,000 | 1,327,000 | 2,024,000 | 2,753,000 |
| Net interest income | 881,000 | 1,763,000 | 2,644,000 | 3,501,000 |
| Noninterest income | 285,000 | 495,000 | 760,000 | 1,120,000 |
| Noninterest expense | 786,000 | 1,621,000 | 2,374,000 | 3,193,000 |
| Provision for loan losses | 30,000 | 60,000 | 80,000 | 110,000 |
| Pretax income | 350,000 | 557,000 | 930,000 | 1,298,000 |
| Income tax | 115,000 | 171,000 | 297,000 | 423,000 |
| Net income | 235,000 | 386,000 | 633,000 | 875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,619,000 | 10,072,000 | 10,345,000 | 10,613,000 |
| Total capital | 10,422,000 | 10,986,000 | 11,228,000 | 11,540,000 |
| Risk-weighted assets | 63,802,000 | 72,698,000 | 70,159,000 | 73,820,000 |
Machine access — free, no API key
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