Call reports 2002
COMMUNITY BANK, NORTH MISSISSIPPI — 2002
What COMMUNITY BANK, NORTH MISSISSIPPI reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 149,054,000 | 146,110,000 | 145,714,000 | 145,250,000 |
| Total loans | 59,967,000 | 56,582,000 | 56,006,000 | 54,927,000 |
| Allowance for loan losses | 1,478,000 | 660,000 | 711,000 | 767,000 |
| Securities available for sale | 74,395,000 | 73,597,000 | 70,955,000 | 79,917,000 |
| Securities held to maturity | 1,562,000 | 1,557,000 | 1,553,000 | 1,455,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,512,000 | 127,202,000 | 125,858,000 | 125,442,000 |
| Interest-bearing deposits | 118,286,000 | 113,549,000 | 113,254,000 | 112,244,000 |
| Noninterest-bearing deposits | 13,226,000 | 13,653,000 | 12,604,000 | 13,198,000 |
| Equity capital | 16,888,000 | 17,933,000 | 18,463,000 | 18,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,043,000 | 4,027,000 | 5,961,000 | 7,761,000 |
| Interest expense | 1,241,000 | 2,363,000 | 3,433,000 | 4,389,000 |
| Net interest income | 802,000 | 1,664,000 | 2,528,000 | 3,372,000 |
| Noninterest income | 218,000 | 434,000 | 708,000 | 945,000 |
| Noninterest expense | 755,000 | 1,500,000 | 2,277,000 | 3,041,000 |
| Provision for loan losses | 40,000 | 100,000 | 160,000 | 220,000 |
| Pretax income | 328,000 | 602,000 | 958,000 | 1,261,000 |
| Income tax | 0 | 150,000 | 150,000 | 320,000 |
| Net income | 328,000 | 452,000 | 808,000 | 941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,636,000 | 16,760,000 | 16,915,000 | 17,048,000 |
| Total capital | 17,588,000 | 17,420,000 | 17,626,000 | 17,815,000 |
| Risk-weighted assets | 75,643,000 | 73,284,000 | 64,463,000 | 69,565,000 |