Call reports 2015
FIFE COMMERCIAL BANK — 2015
What FIFE COMMERCIAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 87,721,000 | 86,122,000 |
| Total loans | 60,540,000 | 63,013,000 |
| Allowance for loan losses | 1,088,000 | 1,133,000 |
| Securities available for sale | 1,190,000 | 1,177,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 72,749,000 | 72,522,000 |
| Interest-bearing deposits | 50,394,000 | 50,640,000 |
| Noninterest-bearing deposits | 22,355,000 | 21,882,000 |
| Equity capital | 10,448,000 | 10,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 977,000 | 1,915,000 |
| Interest expense | 102,000 | 202,000 |
| Net interest income | 875,000 | 1,713,000 |
| Noninterest income | 78,000 | 144,000 |
| Noninterest expense | 531,000 | 1,043,000 |
| Provision for loan losses | 0 | -143,000 |
| Pretax income | 422,000 | 957,000 |
| Income tax | 0 | 0 |
| Net income | 422,000 | 957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 10,419,000 | 10,474,000 |
| Total capital | 11,153,000 | 11,221,000 |
| Risk-weighted assets | 58,369,000 | 59,297,000 |