Call reports 2014
FIFE COMMERCIAL BANK — 2014
What FIFE COMMERCIAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 82,420,000 | 81,409,000 | 80,230,000 | 84,846,000 |
| Total loans | 61,063,000 | 61,890,000 | 60,928,000 | 62,224,000 |
| Allowance for loan losses | 1,342,000 | 1,319,000 | 1,321,000 | 1,061,000 |
| Securities available for sale | 1,182,000 | 1,185,000 | 1,188,000 | 1,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,273,000 | 65,715,000 | 65,054,000 | 69,756,000 |
| Interest-bearing deposits | 50,072,000 | 47,092,000 | 45,405,000 | 48,971,000 |
| Noninterest-bearing deposits | 16,201,000 | 18,623,000 | 19,649,000 | 20,785,000 |
| Equity capital | 10,755,000 | 10,443,000 | 10,490,000 | 10,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,089,000 | 2,202,000 | 3,006,000 | 4,025,000 |
| Interest expense | 100,000 | 195,000 | 293,000 | 389,000 |
| Net interest income | 989,000 | 2,007,000 | 2,713,000 | 3,636,000 |
| Noninterest income | 51,000 | 135,000 | 199,000 | 259,000 |
| Noninterest expense | 596,000 | 1,253,000 | 1,692,000 | 2,241,000 |
| Provision for loan losses | 0 | 0 | 0 | 143,000 |
| Pretax income | 444,000 | 889,000 | 1,220,000 | 1,511,000 |
| Income tax | 0 | 0 | -91,000 | -91,000 |
| Net income | 444,000 | 889,000 | 1,311,000 | 1,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,740,000 | 10,424,000 | 10,466,000 | 10,377,000 |
| Total capital | 11,450,000 | 11,139,000 | 11,165,000 | 11,100,000 |
| Risk-weighted assets | 56,075,000 | 56,506,000 | 55,269,000 | 57,396,000 |