Call reports 2013
FIFE COMMERCIAL BANK — 2013
What FIFE COMMERCIAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 85,391,000 | 85,700,000 | 81,797,000 | 83,801,000 |
| Total loans | 62,329,000 | 63,468,000 | 65,288,000 | 63,449,000 |
| Allowance for loan losses | 1,281,000 | 1,255,000 | 1,299,000 | 1,370,000 |
| Securities available for sale | 939,000 | 1,200,000 | 1,185,000 | 1,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,360,000 | 68,920,000 | 65,374,000 | 67,292,000 |
| Interest-bearing deposits | 54,421,000 | 54,498,000 | 50,006,000 | 50,822,000 |
| Noninterest-bearing deposits | 13,939,000 | 14,422,000 | 15,368,000 | 16,470,000 |
| Equity capital | 10,659,000 | 10,600,000 | 10,169,000 | 10,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,131,000 | 2,284,000 | 3,459,000 | 4,587,000 |
| Interest expense | 140,000 | 264,000 | 377,000 | 487,000 |
| Net interest income | 991,000 | 2,020,000 | 3,082,000 | 4,100,000 |
| Noninterest income | 46,000 | 89,000 | 168,000 | 249,000 |
| Noninterest expense | 580,000 | 1,195,000 | 1,806,000 | 2,488,000 |
| Provision for loan losses | 11,000 | 41,000 | 54,000 | 86,000 |
| Pretax income | 446,000 | 873,000 | 1,390,000 | 1,775,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 446,000 | 873,000 | 1,390,000 | 1,775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,602,000 | 10,573,000 | 10,155,000 | 10,311,000 |
| Total capital | 11,325,000 | 11,325,000 | 10,955,000 | 11,032,000 |
| Risk-weighted assets | 57,189,000 | 59,549,000 | 63,456,000 | 56,935,000 |