Call reports 2012
FIFE COMMERCIAL BANK — 2012
What FIFE COMMERCIAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 85,044,000 | 83,417,000 | 84,340,000 | 84,015,000 |
| Total loans | 60,530,000 | 63,401,000 | 63,040,000 | 60,604,000 |
| Allowance for loan losses | 1,230,000 | 1,287,000 | 1,303,000 | 1,267,000 |
| Securities available for sale | 1,585,000 | 1,495,000 | 1,522,000 | 947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,556,000 | 65,471,000 | 66,710,000 | 66,328,000 |
| Interest-bearing deposits | 55,164,000 | 53,983,000 | 53,356,000 | 53,026,000 |
| Noninterest-bearing deposits | 12,392,000 | 11,488,000 | 13,354,000 | 13,302,000 |
| Equity capital | 10,389,000 | 10,799,000 | 10,363,000 | 10,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,120,000 | 2,292,000 | 3,434,000 | 4,555,000 |
| Interest expense | 160,000 | 312,000 | 461,000 | 610,000 |
| Net interest income | 960,000 | 1,980,000 | 2,973,000 | 3,945,000 |
| Noninterest income | 29,000 | 76,000 | 111,000 | 618,000 |
| Noninterest expense | 572,000 | 1,156,000 | 1,754,000 | 2,436,000 |
| Provision for loan losses | 14,000 | 77,000 | 84,000 | -44,000 |
| Pretax income | 403,000 | 823,000 | 1,246,000 | 2,287,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 403,000 | 823,000 | 1,246,000 | 2,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,247,000 | 10,642,000 | 10,179,000 | 10,460,000 |
| Total capital | 10,927,000 | 11,393,000 | 10,949,000 | 11,153,000 |
| Risk-weighted assets | 53,853,000 | 59,521,000 | 61,029,000 | 54,826,000 |